Tim pays a visit to the bank. Will the bank manager lend him the money he needs?
| Manager: | So, why should the bank lend you this money? |
| Tim: | Well, I’ve been saving here for almost five years. |
| Manager: | But haven’t you been unemployed recently? |
| Tim: | Yes but I’ve been living on my savings, not using an overdraft. I’m a reliable customer and I think my new business is an excellent investment. A business loan would be good for me and good for the bank. |
| Manager: | Well your current account does look healthy, that’s true. What about credit cards? Do you rely on plastic much? |
| Tim: | I’ve got one but I always pay off my balance every month. |
| Manager: | Well let me look at your proposal in more detail and I’ll get back to you soon. |